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100% OT: Please take care over your CC InfoFollow

#1 Dec 29 2005 at 4:26 PM Rating: Decent
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1,261 posts
I'm one to always keep up with the latest phishing scams, and I've tried my bloody hardest to pound this info into my dad's head but to no avail...basically...
BANKS WILL NEVER SEND YOU EMAILS TO VERIFY INFORMATION

Please...Keep your personal information safe & your identities.

Last night a (real) Wells Fargo representative called for my parents over a few suspicious transactions. Dad checked the account when he came home, and discovered 2 $1000 transactions to some other wells fargo account. My father was phished. He replied to what he thought was an official bank email. Please keep this stuff in mind when you get mailings like this in your inbox. My father has had to change accounts (the representative also shut down the account where the money was sent, yay), and put in a fraud report with the credit companies...and they'll have to keep monitoring their credit for the next several months.

PLEASE, I know this is wholly OT, but I don't want to see my fellow Shivaans fall into this despicable trap.

On the positive side, dad is getting the 2k back. Phew.
#2 Dec 29 2005 at 11:52 PM Rating: Default
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418 posts
probably a dumb question but will ya get the money back or is your pops out 2 g's?
#3 Dec 30 2005 at 1:42 AM Rating: Decent
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173 posts
The bit where he says "On the positive side, dad is getting the 2k back. Phew." kinda leans to his dad being refunded that money ;)
#4 Dec 30 2005 at 2:44 AM Rating: Decent
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418 posts
Didn't read the whole post was kinda being distracted.

But hey, on the bright side your sarcasm was noted.

#5 Dec 30 2005 at 4:45 AM Rating: Default
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173 posts
Sorry if it came across harsh, only meant to be a light hearted dig^^


On topic, I know that my bank sent out letters to people recently telling them that they would never be sent emails or mail asking for their details. Later that day I got 4 emails right into my spam box claiming to be from my bank. Was pretty spooky how much it looked like it was real too.
#6 Dec 30 2005 at 8:39 AM Rating: Good
One of the best ways to tell if its a scam is if you highlight the link at the bottom of the window it'll show the address. If it's an IP Address then chances are its a scam.

I've been getting them myself from various Banks that I would never have an account in (ie US based bank that doesn't exist in Canada) or I've gotten a lot that look really real that are trying to get my ebay account info or my yahoo account info.

Best thing to do is ignore any "You must update your info" kind of messages and if you think its really important, call the place yourself or log in using the proper gateway and update your info there.

Glad to hear that your dad's getting his money back Doomy.

See you on the flip side.
#7 Dec 30 2005 at 9:42 AM Rating: Good
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958 posts
Quote:
One of the best ways to tell if its a scam is if you highlight the link at the bottom of the window it'll show the address. If it's an IP Address then chances are its a scam.


While this is not a bad idea there exists a bug in internet explorer where someone can make a link and even IE will show the link as being to whatever webpage you want it to be.

Ok that may not have made a lot of sense but here is an example. You get an email for XYZBank (Your Bank since you're John Doe!) You hover your mouse over the link and it says XYZBank.com, so it must be right. You click on the link and the URL sasy XYZBank.com. What you don't realize is that you are actually at www.IStealYourBankInfo.com/XYZBankFakeSite/ I believe microsoft has fixed IE with a patch but I cannot be for certain

Before entering anything in response to a received email call your bank. Before giving out your CC/Personal information in response to a telephone call I would even call the bank. Yes, they can receive your information over the phone and use it just as if you had entered it online. If you receive a call that you think to be fake I would get the person's name, phone number and department and then call the bank to insure you are speaking with a true representitive of their organization.
#8 Dec 30 2005 at 12:56 PM Rating: Decent
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71 posts
> I believe microsoft has fixed IE with a patch but
> I cannot be for certain

Microsoft did fix that particular bug, but that only helps if you've updated your IE (and lots of people haven't).

There are numerous other ways obscure the information. The phishers might get hold of the domain xyz-bank.com which at first blush looks legit, they may use java script to change the status line, etc.

Even if you don't enter anything on a web form, you still have to be careful. Another phishing scam doesn't ask for any information, but says something like "...we never ask for personal information over the internet, but please call us about this mater at 1-888-nnn-nnnnn...." The telephone number is, of course, not the bank, but instead owned by phisher.

#9 Dec 31 2005 at 5:46 PM Rating: Decent
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1,261 posts
thats why i use firefox for one, but on MIcrosoft Outlook, you can check. Ironically this faux email didnt have an ip address for the true address but it didnt say www.wellsfargo.com either (i dont remember what it was though).
Best bet is to run the cursor over the link just in case. ^^b
#10 Jan 02 2006 at 8:17 AM Rating: Decent
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1,099 posts
Best way I've found of dealing with this type of thing, is letting my ISP take care of it. Every attempt at sending me a phishing email has resulted with my ISP blocking it and sending me an email classing the phishing mail as a virus.

On the down side, my ISP is bouncing mails which are not virus at the moment, which is annoying >.<
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