I was about half way to 58 and had just gotten a vigor ring (roughly 600k). As long as the server, once restored, is exactly as it was right before it crashed, I will be ok. I was in a group and had been exp'ing for 7 hours with the same party. Possibly one of the best I'd ever been in. Was 56 when I started. Losing that party sucks, but as long as I'm still well into 57 with all my gear, money etc. than it's no big deal.