Wonder Gem PigtailsOfDoom wrote:
gbaji wrote:
LeWoVoc wrote:
gbaji wrote:
Gotta love all that freedom they've got over there!
And pandering to a board of directors that decides you don't deserve to go to the doctor because you are already sick makes you that much more free? Give me a break.
When you actually pay for your own health insurance, you can always decide to change to a different insurer, or to not pay for insurance at all! I know. Freedom of choice. What a freaking concept!
Uh, not really no. If you are getting bad service, presumably you have some sort of condition that needs taken care of.
Same can be said if you're getting good service though. What's your point? They charge everyone for their service and ***** over everyone? That seems like unlikely hyperbole. Most people must think their health insurance is good most of the time, or no one would pay for health insurance. You get that, right? People *choose* to pay for health insurance. They aren't required to (not yet anyway).
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If you have a pre-existing condition when you apply for new health insurance, you WILL get denied.
Bullsh
it. You're repeating rhetoric. Have you tried changing health care insurers ever? Are you saying that every single person in the US with any sort of ongoing medical condition has never ever been able to change health insurers? Ever? People with medical conditions do this all the time. A friend of mine has had a medical condition since she was 15. She's been on her parents health insurance, then her own via her work, then her husbands, then on Corba for awhile, then back on a different insurance when her husband got permanent work, then yet another when they weren't satisfied with the coverage they were getting (yeah. Free market. Try it sometime, you might be surprised how well it works).
This is one of the most often repeated falsehoods about the health care industry. The reality is that people with pre-existing conditions change health care providers and insurers all the freaking time.
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Health insurance companies are corrupt. They don't want to give people health care, they want to make money off of them. That's why they cover people who are healthy and reject people who aren't.
As opposed to the government which wants to go a step further and mandate that healthy people buy insurance so that they can get yet more money flowing into the health care industry? And you honestly can't see how absurd your statement is? If that were true, then no one ever gets any health care. You might want to try testing your assumptions for ridiculousness before posting them.
Some people do get denied. Very very rarely. And usually because they're either trying to buy insurance that doesn't cover their condition (cause it's cheaper, which is well... why it doesn't cover their condition), or they lie about their condition so they can buy the cheaper rate insurance. If you have a pre-existing condition and are honest about it when filling out your application, you can *always* find some company which will insure you. It may cost more than you are willing to pay, but that's because your medical costs are higher. Why would any company insure you for less money than your medical costs will be even if no accident ever happens? Think about it.
Do you actually expect a company to accept a patient who requires $300/month in medication costs and only charge them $200/month or something? Are you aware that if you have a pre-existing condition, you're probably better off *not* having health insurance? Health insurance should cover accidents and injuries. If you're paying insurance to cover a regular cost, then you're ******** yourself over.