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#77 Aug 04 2010 at 10:38 AM Rating: Excellent
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knoxxsouthy wrote:
Nobby,

All of those factors combined don't even come close to the cost of forcing healthcare on the populace.





1. Double the number of people paying in = halve the cost per person.
2. Reduce the number of profit-makers in the chain and you reduce the nett cost proportionately.

Math > you, Mr Thicky McThick.
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#78 Aug 04 2010 at 10:40 AM Rating: Good
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Lord Nobby wrote:
Mr Thicky McThick.
He'll probably assume you're complimenting his girth.
#79 Aug 04 2010 at 10:58 AM Rating: Decent
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You really believe this? Or are you thinking of a few select "great examples" and ignoring thousands of things that quietly go along pretty smoothly every day?


No, I really do believe that.
#80 Aug 04 2010 at 11:00 AM Rating: Excellent
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Huh.
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#81 Aug 04 2010 at 11:14 AM Rating: Decent
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Lord Nobby wrote:
knoxxsouthy wrote:
Nobby,

All of those factors combined don't even come close to the cost of forcing healthcare on the populace.

1. Double the number of people paying in = halve the cost per person.
2. Reduce the number of profit-makers in the chain and you reduce the nett cost proportionately.

Math > you, Mr Thicky McThick.

Why do you hate capitalism??
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#82 Aug 04 2010 at 12:17 PM Rating: Good
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Jophiel wrote:
Huh.

Last.
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#83 Aug 04 2010 at 12:28 PM Rating: Decent
Nobby,

Quote:
Double the number of people paying in = halve the cost per person.


What's half of 0...because forcing over half the populace to assume a tax they weren't previously paying does not cut the cost per person in half.


Quote:
Reduce the number of profit-makers in the chain and you reduce the nett cost proportionately


Talk about stupid. Sorry reducing the numbers of competitors in an industry drives up cost. Thanks for playing though.



#84 Aug 04 2010 at 12:35 PM Rating: Excellent
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knoxxsouthy wrote:
Nobby,

Quote:
Double the number of people paying in = halve the cost per person.


What's half of 0...because forcing over half the populace to assume a tax they weren't previously paying does not cut the cost per person in half.

You don't understand ratios, do you?
Quote:
Quote:
Reduce the number of profit-makers in the chain and you reduce the nett cost proportionately


Talk about stupid. Sorry reducing the numbers of competitors in an industry drives up cost. Thanks for playing though.

Come to think of it, you don't understand math at all, huh? Or business. Or logic.
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#85 Aug 04 2010 at 12:52 PM Rating: Good
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Or English.
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#86 Aug 04 2010 at 12:53 PM Rating: Good
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Uglysasquatch, Mercenary Major wrote:
Or English.

Como?
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#87 Aug 04 2010 at 12:55 PM Rating: Good
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#88 Aug 04 2010 at 12:55 PM Rating: Good
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Demea wrote:
Uglysasquatch, Mercenary Major wrote:
Or English.

Como?
This is AMERICA! We speak American here! GTFO!11!!!11
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#89 Aug 04 2010 at 12:57 PM Rating: Good
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Uglysasquatch, Mercenary Major wrote:
Demea wrote:
Uglysasquatch, Mercenary Major wrote:
Or English.

Como?
This is AMERICA! We speak American here! GTFO!11!!!11

Pinche gringo...
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#90 Aug 04 2010 at 2:43 PM Rating: Decent
Demea,

You don't understand the basic principles of a free market do you?


You're right I definitly don't understand liberal math which generally goes something like 2+2= whatever you want it to.


#91 Aug 04 2010 at 2:44 PM Rating: Decent
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#92 Aug 04 2010 at 2:48 PM Rating: Good
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knoxxsouthy wrote:
Demea,

You don't understand the basic principles of a free market do you?


You're right I definitly don't understand liberal math which generally goes something like 2+2= whatever you want it to.

The longer the supply chain, the larger the total overhead. This isn't rocket science; it's basic free market principles!
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#93 Aug 04 2010 at 3:32 PM Rating: Decent
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Let me reply to this before going on:

ElneClare wrote:
gbaji wrote:
Did you just agree with me Elne? /shocked! ;)


No I disagree with you, maybe you should get your eyes checked?


You said that the generic form of Neurontin helps you. You lamented the fact that when the makers of said drug could no longer profit from it, they went on to another drug which doesn't help you. Some how, this is "bad". But the generic form of Neurontin, which does help you, would not exist if they'd not been able to profit from it in the first place. And other people will be benefited by Lyrica, who are not benefited by Neurontin. And when the generic of that comes on the market (once the patent runs out), it'll also come down in price and the company will move on to the next drug.

I assumed you were happy with this. Why wouldn't you be?

Quote:
I'm saying the problem is that the pharma industry do not research new drugs unless they think they can profit from it.


And car manufacturers don't make cars unless they think they can profit from them. Yet, despite this horrible fact, people own and drive cars and are able to travel vast distances with ease as a result. And the computer manufacturers don't make computers unless they can profit either. Yet, magically, over time, this results in better computers that cost less. Why is that a problem?

Do you think either of those drugs would have ever been made otherwise? And in a few years, when the patent runs out on Lyrica, you'll be able to afford that too. The alternative isn't free/cheap drugs. The alternative is likely that those drugs wouldn't exist at all.

Quote:
Lyrica was develop to take advantage of people who like me suffer from something that is shown to affect a large number of people. Laws that have try to promote the development of Orphan drugs for conditions that only affect a few hasn't worked.


Do you think that a government run health care system would direct its resources into providing for small groups of patients or large ones? They're also going to put money into treatment for the most common ailments which affect the greatest number of patients. It's about bang for the buck, and it's hardly fair to assume that profit motive is at fault for this.

Quote:
See also Paulsol point of generic drug availability for 3th world markets. If it wasn't for the fact that I qualified for SSI, I could never afford the medicines I take now. It's the main reason I am resign to not having a job or getting married to Jonwin.Right now my medicine cost me 14 to 17 dollars a month. Under Jonwin's insurance the same medicines would cost well over $100 on top of over $60 more a month for family plan. His job doesn't pay much more then a living wage for the area, but it's a job he loves and that counts far more then the money he could get working in another field even with his education. Not to mention the cost of classes require to keep a license for teaching or do clinical social work, both which he has degrees in.



Ok. But you're mixing a second issue into the mix. I don't disagree that the way the government currently doles out health care is stupid. You're preaching to the choir. But that has little or nothing to do with the benefits gained by private medical research which is largely absent in fully socialized systems.
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#94 Aug 04 2010 at 3:38 PM Rating: Default
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Lord Nobby wrote:
Another difference is that in a Private system, each of the following add to the cost by taking their own additional cut of profit:

  • Health Insurance salesmen/brokers
  • Health Insurance Companies
  • Claims Assessors
  • HMOs
  • Hospital providers
  • Pharmacies
  • Pharmaceutical sales force
  • Healthcare Advertising


Yeah. Wouldn't it be wonderful if a doctor could just set up a private practice and have patients come in and get health care from him, with no overhead other than an assistant and maybe a secretary? We used to have that. It worked very well. Until the government decided that in order to move us towards socialized medicine, the first step was to "regulate" the health insurance industry into creating monolithic sources of all health care, not just hospitalization care. That lead to the layers of bureaucracy and costs you mentioned. And along the way, it made it so that doctors could not make a living in their profession *unless* they joined some health care provider group, effectively eliminating the family doctor dynamic which used to work so well and be so inexpensive.


This was done to control the industry *and* to deliberately increase costs so that socialized medicine would appear to be more attractive down the line. Shocking that today the argument for socialized medicine revolves around comparing the relative total cost. Shocking I say!


Government isn't the solution. Government is the problem.
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#95 Aug 04 2010 at 3:42 PM Rating: Excellent
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knoxxsouthy wrote:
Elne,

Quote:
See also Paulsol point of generic drug availability for 3th world markets. If it wasn't for the fact that I qualified for SSI, I could never afford the medicines I take now.


Because you're f*cking unemployeed you waste of space. It's kind of hard paying for sh*t when you don't work. God I wish liberals understood this.

Quote:
It's the main reason I am resign to not having a job or getting married to Jonwin.


Smiley: oyvey

Quote:
Right now my medicine cost me 14 to 17 dollars a month. Under Jonwin's insurance the same medicines would cost well over $100 on top of over $60 more a month for family plan.


Only $160 monthly medicine. You know that's not a lot of money when you actually have a job.


That is just the the cost of generic drugs, since this month the past medication that up to now only was available as a brand name drug which I had to get in two different strength to equal the dose I'm on is now available in generic formula. Years ago the state use to pay nearly $1,000 a month for my medication and I had no co-pay back then. My co-pay is now $4 for non generic and $2 for generic, I'm on 7 different prescriptions durgs right now, 4 of which have to be refilled every month. If you add in the therapy and doctor visits I have each month, we're then talking well over $1,000 a month.

Talk to me again when you suddenly become chronically ill due to stress, even after exercising and eating right every day.

Believe me, if I could get a job and work even just 20 hours a week, I would take the first job offered to me, instead of having to rely on SSI and Medicaid. Even if I get a sudden windfall and go off public benefits, tomorrow, it wouldn't do me any good unless it was enough to live on the dividends only. Medical bills even with health insurance would quickly eat up any money and end me back on disability in the end.

We would also get married, if it wasn't for the cost of my medical care. It's a catch 22 that many disable and elderly find themselves in each year, when they meet someone and fall fall in love.

Quote:
His job doesn't pay much more then a living wage for the area, but it's a job he loves and that counts far more then the money he could get working in another field even with his education. Not to mention the cost of classes require to keep a license for teaching or do clinical social work, both which he has degrees in.



Then he needs to get another job making more money. Pretty f*cking simple if you asked me.

[/quote]

Why get a job he would may hate and let it eat away at his health? He thankful to be able to work at a job he loves, though it leave in in great pain at the end of the day in his left leg. One day a week he has arrange off, so he can work a second job giving tours to tourist visiting the city. He has a talent for presently history of the historical ships of Baltimore and the city's history to people of all ages and the tour company would have him doing more tours if he wanted to cut back his hours on the Historical ships. All in all, it beats working for Social Services, being a therapist and coming home stress out after listening to peoples problems all day long, or teaching a roomful of middle schoolers.Smiley: schooled

He could make more working in a warehouse then any of these jobs, but why should he take a job that would be taxing and less likely to provide health insurance.

The job only started to ofter health insurance, when they realize he was looking for another job that would offer more benefits. It's not bad work for a part time job. While the winter hours aren't great in the summer he often ends up working 40 hours a week.

Due to him, all part-time workers over the age of 21 and work 30 hours minimum a week get health, life and retirement benefits. The non profit that runs the ships, feel it a fair trade off to keep them from looking for another job. One the plus side, they often get to meet VIP's, such as the sport stars and foreign dignitaries, when they are in town. not to mention the lovely young ladies and cute little kids.

Jonwin doesn't tell he when cute guys are visiting, since they do nothing for him.Smiley: frown
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#96 Aug 04 2010 at 4:12 PM Rating: Good
knoxxsouthy wrote:
Then he needs to get another job making more money. Pretty f*cking simple if you asked me.
Ah, yes, "everyone should do a job they hate in order to earn as much money as possible."

Thank you for being an blithering idiot.

EDIT: missing the closing quote marks.

Edited, Aug 4th 2010 3:12pm by MDenham
#97 Aug 04 2010 at 4:27 PM Rating: Good
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Yeah. Wouldn't it be wonderful if a doctor could just set up a private practice and have patients come in and get health care from him, with no overhead other than an assistant and maybe a secretary? We used to have that. It worked very well. Until the government decided that in order to move us towards socialized medicine, the first step was to "regulate" the health insurance industry into creating monolithic sources of all health care, not just hospitalization care. That lead to the layers of bureaucracy and costs you mentioned. And along the way, it made it so that doctors could not make a living in their profession *unless* they joined some health care provider group, effectively eliminating the family doctor dynamic which used to work so well and be so inexpensive.
I don't know exactly how your family doctors operate now, as you didn't say anything about it, but over here they're pretty much all run as a private practice, and it seems to work pretty well. It's easy for them to get paid, and they are free to offer services not covered by the govt for payment. Interesting how in Canada I can go to any doctor I want, but in the US you're restricted by your insurance companies.

I am curious, what exactly is stopping a doctor from opening a practice and seeing patients who then pay him for a visit?

Edited, Aug 4th 2010 5:28pm by Xsarus
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#98 Aug 04 2010 at 4:46 PM Rating: Excellent
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gbaji wrote:
Yeah. Wouldn't it be wonderful if a doctor could just set up a private practice and have patients come in and get health care from him, with no overhead other than an assistant and maybe a secretary? We used to have that.

We still have that. It's called fee-for-service and is also used with nurse practitioners (including at places with in-store clinics such as CVS, Walgreen's, Walmart, etc).

It starts to fall apart with a mighty quickness though for anything but the most basic of services which is why it works swell for a nurse practitioner and less well for your doctor sending you for lab work and x-rays and setting broken bones and anything else more complicated than sticking out your tongue and saying "Ah".
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#99 Aug 04 2010 at 4:47 PM Rating: Good
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knoxxsouthy wrote:
Talk about stupid. Sorry reducing the numbers of competitors in an industry drives up cost. Thanks for playing though.

This, combined with you lack of basic understanding about how income tax brackets and marginal taxation works, tells me you really don't understand the first thing about business.

This isn't even a question of agreement or disagreement; you literally have no idea what Nobby was talking about here. His comment has nothing to do with competition. He isn't talking about competing companies in the same segment of the supply chain; he was talking about the number of links in the supply chain. A manufacturer has to make a profit, who usually sells to a whole seller who has to make a profit, who usually sells to a retailer who has to make a profit. Vertical integration--where companies take on different segments of the supply chain as in house responsibilities--is one of the basic ways many companies cut costs.

I'm not even asserting that vertical integration would be effective here, but I'm just surprised that someone who believes so strongly in the private sector has no idea how businesses operate on a very basic level.

Edited, Aug 4th 2010 5:48pm by Allegory
#100 Aug 04 2010 at 4:56 PM Rating: Good
Allegory wrote:
I'm just surprised that someone who believes so strongly in the private sector has no idea how businesses operate on a very basic level.
To be fair, he's in insurance, which might as well be the government for all the good it does us.
#101 Aug 04 2010 at 5:25 PM Rating: Default
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Sir Xsarus wrote:
I am curious, what exactly is stopping a doctor from opening a practice and seeing patients who then pay him for a visit?


Government regulations. Out of control malpractice suits. Lack of sufficient paying patients to be able to make a living. Take your pick. Doctors are incredibly leery of operating purely private practices in the US, preferring to join a larger health care organization which provides them with legal cover, access to larger patient lists, and which can handle the massive administrative hassles involved with practicing medicine today for them. It's a combination of factors, one often lumping onto the others, but the end result is that 50 years ago all but the most major medical care needs were handled in small private practices, and today anything more serious than a headache is pushed into a system with massive overhead and cost.

Think about it. Once you get a critical mass of people into large insurance plans, you have to be a member of one of their providers to get their business as a doctor. It's self perpetuating. The HMO act was designed specifically to get that critical mass going in the first place. The system has continued rolling on ever since. The malpractice issue arose as a side effect. Once a significant portion of health care comes from doctors working as part of these massive health care organizations, the deep pockets principle sets in, and lawsuits start to get ridiculous. In that environment, purely private practitioners simply can't survive.

Ultimately, it's the working class who have been most hurt by this. If you're "poor" and qualify for medicaid, you're in the system and the government picks up the tab. If you're working somewhere that can afford the high cost of health care, you're covered and your work picks up the tab (although you're still technically paying for it anyway). But if you're in between, you're screwed. It used to be that a small practice could charge what the market could bear. Some could afford to pay full price. Some couldn't. Thus, a doctor could choose to waive some or part of his fee to a poor person to help them out, knowing that the profits from the paying customers would still allow him to be profitable. Today, everyone who can afford it gets their care through insurance, making a private practice catering to "normal" working class people almost impossible. The doctor has to be a part of a large provider, and once doing so has some contractual issue with trying to run a private practice on the side. Oddly, they can donate time to free clinics and whatnot, but *not* to small for-profit practices.


It's a system designed to cost more than it should. It's only feature is that it moves us along gradually to a socialized medical system. That's why it was implemented. It had nothing to do with making health care "better", but with actually making the private system "worse", so that at some point in the future the American public would feel that they had to accept a government run system, no matter how much they might not have wanted it initially. That's the same thing that guided the latest health care reform. It did nothing at all to reform the system. It didn't change anything. It just made insurance yet more expensive, with the idea that government would step in and foot the bill. The insurers are fine with it because they'll make more money. But it'll cost you and me more. That's the point though. Make it cost so much that a purely government system becomes a better alternative.
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