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#1 Oct 02 2009 at 1:06 AM Rating: Good
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I'm sure most people knew this already, but I just feel like yanking varus' chain. I won't quote it all as it is quite lengthy.

http://www.guardian.co.uk/world/2009/oct/01/lobbyists-millions-obama-healthcare-reform

Quote:
America's healthcare industry has spent hundreds of millions of dollars to block the introduction of public medical insurance and stall other reforms promised by Barack Obama. The campaign against the president has been waged in part through substantial donations to key politicians.

Supporters of radical reform of healthcare say legislation emerging from the US Senate reflects the financial power of vested interests ‑ principally insurance companies, pharmaceutical firms and hospitals ‑ that have worked to stop far-reaching changes threatening their profits.

The industry and interest groups have spent $380m (£238m) in recent months influencing healthcare legislation through lobbying, advertising and in direct political contributions to members of Congress. The largest contribution, totalling close to $1.5m, has gone to the chairman of the senate committee drafting the new law.

A former member of Bill Clinton's cabinet says fears that the industry could throw its money behind the populist rightwing backlash against public insurance have scared the Obama White House into pulling back from the most significant reforms in return for healthcare companies not trying to scupper the entire legislation.

Drug and insurance companies say they are merely seeking to educate politicians and the public. But with industry lobbyists swarming over Capitol Hill ‑ there are six registered healthcare lobbyists for every member of Congress ‑ a partner in the most powerful lobbying firm in Washington acknowledged that healthcare firms' money "has had a lot of influence" and that it is "morally suspect".
#2 Oct 02 2009 at 2:48 AM Rating: Good
Our annual benefits rollout is coming again soon, and the options this year suck balls. Every plan has a deductable this year (versus just co-pays last year), and none of them are cheap. We will have to start contributing to a health care flexible spending account to make sure we can cover the deductable when needed. The only thing covered 100% is preventative care, but I don't go to the Dr. if I don't feel sick, so I'm not sure what good that will do me.

We've had it pretty good for a long time so I suppose I can't complain, but I will anyway Smiley: smile
#3 Oct 02 2009 at 3:58 AM Rating: Excellent
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No, you *should* complain, because you should continue to have it good.
#4 Oct 02 2009 at 4:02 AM Rating: Excellent
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Just drive a day north and live there, Wint. They look out for their citizens' well being.
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#5 Oct 02 2009 at 4:33 AM Rating: Excellent
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Wint wrote:
Our annual benefits rollout is coming again soon, and the options this year suck balls. Every plan has a deductable this year (versus just co-pays last year), and none of them are cheap. We will have to start contributing to a health care flexible spending account to make sure we can cover the deductable when needed. The only thing covered 100% is preventative care, but I don't go to the Dr. if I don't feel sick, so I'm not sure what good that will do me.

We've had it pretty good for a long time so I suppose I can't complain, but I will anyway Smiley: smile


Wint, darling, turtledove...you go in for PREVENTATIVE care (which is free you say), so you can PREVENT getting sick (which will cost money)...better to find out you have high cholesterol and treat it than have a heart attack.

Nexa
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#6 Oct 02 2009 at 5:32 AM Rating: Good
Ah but that was covered before these ******** plans were thought up.

By the way, even though I'm pretty overweight, my cholesterol is 175 and BP is 102/72 Smiley: thumbsup

Biking daily when the weather permits, doing stairs, eating better, etc, dropped 10 lbs so far Smiley: yippee

It's upsetting because I see my coverage going down more and more every year and my costs go up and up.

And Ugly, I wouldn't mind Canada, the few parts we saw were nice and the people were fantastic. If only you didn't have that weird *** money (toonies and loonies).
#7 Oct 02 2009 at 5:40 AM Rating: Good
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Wint wrote:
If only you didn't have that weird *** money (toonies and loonies).
I had to ask someone in Boston if those coins the change machines spit at me from the subway were any good anywhere else. He said, yes, The Presedential dollar coin was as good as a bill. Looks like your money is as weird as ours.
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#8 Oct 02 2009 at 5:45 AM Rating: Decent
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Preventive health care is currently over-the-top and not at all efficient.

Doctors prescribe an ungodly amount of tests simply to be in compliance with CYA policy.
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#9 Oct 02 2009 at 6:02 AM Rating: Good
Uglysasquatch wrote:
Wint wrote:
If only you didn't have that weird *** money (toonies and loonies).
I had to ask someone in Boston if those coins the change machines spit at me from the subway were any good anywhere else. He said, yes, The Presedential dollar coin was as good as a bill. Looks like your money is as weird as ours.


Smiley: laugh I suppose it is at that.

Looks like the best plan for us will end up potentially costing us $10,500 a year, versus the $4000 a year we paid this year. Rate is $200+ bi-weekly, office visits are 100% covered with a $25 copay (doesn't include lab work, etc), individual deductible is $500 and family deductible is $1000, but the way it works out we could easily hit our family out of pocket max of $5000 Smiley: frown

This really blows.
#10 Oct 02 2009 at 6:19 AM Rating: Decent
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Is that $10,500 for both of you, Google exchange £6,624.18, that's £552 / month Smiley: eek

Our rubbish, dirty, long waiting list hospitals* don't cost that much!

















* Joke - before Nobby castrates me.
#11 Oct 02 2009 at 6:22 AM Rating: Good
That's for the family, so not quite that bad. I carry the insurance for the family, it's cheaper than my wife having herself because we work at the same company. Still is a long shot from what we were paying this year Smiley: frown
#12 Oct 02 2009 at 6:32 AM Rating: Good
Wint wrote:
Looks like the best plan for us will end up potentially costing us $10,500 a year, versus the $4000 a year we paid this year. Rate is $200+ bi-weekly, office visits are 100% covered with a $25 copay (doesn't include lab work, etc), individual deductible is $500 and family deductible is $1000, but the way it works out we could easily hit our family out of pocket max of $5000 Smiley: frown

This really blows.


My husband and I don't have kids. I am currently on his insurance. We have to pay $175 a month to have me added to his plan.

Our deductible is $300, individually. Our Out-Of-Pocket is $5,000, individually. I'm not sure what our family deductible and out-of-pocket amounts are, I'd have to go back and look. I was just informed by the insurance company yesterday that we have $300 we can spend on preventative care. The flu shot that I got yesterday would be $30 of that. Not only that, but I'd have to pay it out of pocket, because CVS's minute clinic is "out of network," and I have a $1,500 deductible on anything that's out of network. I also got a letter the other day that informed me that whenever I got my Humira prescriptions filled, I have to use Walgreens, because they are the only pharmacy that my insurance company contracts with for "special" medicines.

I fucking hate insurance companies.
#13 Oct 02 2009 at 6:59 AM Rating: Good
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This all sounds terribly complicated
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#14 Oct 02 2009 at 7:22 AM Rating: Excellent
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I'd like to take this time to thank Wint and Belkira for reaffirming for me why I love living in Canada.
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#15 Oct 02 2009 at 7:34 AM Rating: Good
Uglysasquatch wrote:
I'd like to take this time to thank Wint and Belkira for reaffirming for me why I love living in Canada.


Anytime.
#16 Oct 02 2009 at 8:00 AM Rating: Good
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Sir Xsarus wrote:
This all sounds terribly complicated


It is. I have a half inch thick folder with my insurance documents. It's so convoluted that I'm not sure what will and won't be covered half the time. I suspect that that's the way the insurance companies like it.
#17 Oct 02 2009 at 8:59 AM Rating: Good
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Jesus Christ. I would like to second Ugly's sentiment, substituting Australia. As I've said elsewhere, It's costing $255 a month, or $3,060 a year for me to have top flight private medical insurance in Australia, for a single person. Most Australians just go with the public system, and of the substantial minority that have private insurance, most of them enrol with cheaper plans that cover less.

I'm just going with the blue ribbon option because I'm a professional sick person, and it sure is nice to be in and out of ER, and around and around ten types of specialists bi-weekly, monthly blood tests, too many ultrasounds, x-rays, and biopsies, and 6 hours a week of Outpatient care, year in, year out, with no co-payments, no deductibles, no out-of-pockets, no nothing.

All I'm paying is 10% on my medicines, and I'm only paying that because my partner earns a really high wage. The Federal government pays 85% of my specialists and my General Practitioner I see in the public system, so I pay a 15% co-payment. Once those co-payments hit $1000 total during a calendar year, the Federal government pays pretty much 100%.

I've stayed in hospital in the public system a few times for operations when I was younger, and no co-payments there at all.
#18 Oct 02 2009 at 9:26 AM Rating: Good
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On a happier note (I hope, anyway), I've heard that while the "public option" has been mostly scrapped for the time being, there's a fairly major expansion of Medicaid that seems to have gone mostly under the radar up to now. Apparently it will be expanded to include people who cannot financially afford health insurance. I'm not sure what this entails exactly, or what all the details are, or really even what Medicaid does for you, but I know it has to be a good thing overall.
#19 Oct 02 2009 at 9:36 AM Rating: Good
Professor AshOnMyTomatoes wrote:
On a happier note (I hope, anyway), I've heard that while the "public option" has been mostly scrapped for the time being, there's a fairly major expansion of Medicaid that seems to have gone mostly under the radar up to now. Apparently it will be expanded to include people who cannot financially afford health insurance. I'm not sure what this entails exactly, or what all the details are, or really even what Medicaid does for you, but I know it has to be a good thing overall.


It's a start.

This all still seems to leave out people like myself, though, who end up with astounding medical debt that they are paying on for years and years to come. Not to sound selfish or anything. I mean, I can afford to continue paying on my medical bills. Others in my position cannot.

And the bill as it stands makes it illegal to disallow coverage to those with pre-existing conditions. That's all fine and good, but Tennessee has been doing that for years. They just jack up your premiums so you can't afford the coverage. And the bill, as it's proposed, has no caps on premiums from what I understand.
#20 Oct 02 2009 at 10:02 AM Rating: Good
And if you don't buy that coverage you'll be fined for it Smiley: smile

Edit to clarify, that was under the last bill proposed I heard about.

Edited, Oct 2nd 2009 1:02pm by Wint
#21 Oct 02 2009 at 10:06 AM Rating: Good
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To Belkira's last post: Wikipedia says that the largest reason for bankruptcy in America is medical debt.
#22 Oct 02 2009 at 10:18 AM Rating: Good
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Quote:
On a happier note (I hope, anyway), I've heard that while the "public option" has been mostly scrapped for the time being, there's a fairly major expansion of Medicaid that seems to have gone mostly under the radar up to now. Apparently it will be expanded to include people who cannot financially afford health insurance. I'm not sure what this entails exactly, or what all the details are, or really even what Medicaid does for you, but I know it has to be a good thing overall.


I'm betting the public option will be back, under a different name after some of the smoke clears.
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#23 Oct 02 2009 at 10:27 AM Rating: Decent
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Timelordwho wrote:
Quote:
On a happier note (I hope, anyway), I've heard that while the "public option" has been mostly scrapped for the time being, there's a fairly major expansion of Medicaid that seems to have gone mostly under the radar up to now. Apparently it will be expanded to include people who cannot financially afford health insurance. I'm not sure what this entails exactly, or what all the details are, or really even what Medicaid does for you, but I know it has to be a good thing overall.


I'm betting the public option will be back, under a different name after some of the smoke clears.
Yeah they need to give it some long name that is only remembered by a meaningless acronym. Something like the Health Insurance Planning and Provision Implementation Entity - HIPPIE.
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#24REDACTED, Posted: Oct 02 2009 at 11:25 AM, Rating: Sub-Default, (Expand Post) Timey,
#25 Oct 02 2009 at 11:27 AM Rating: Excellent
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Like "Homeland Security"? Yeah.

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#26 Oct 02 2009 at 11:39 AM Rating: Excellent
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publiusvarus wrote:
Timey,

Quote:
I'm betting the public option will be back, under a different name after some of the smoke clears.


Yeah Democrats love changing the name of something the people don't want to something warm and fuzzy so the masses will support it. Much like communists refer to themselves as progressives


Or like how you call yourself conservative, you fascist pig.
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