Professor AshOnMyTomatoes wrote:
Belkira the Tulip wrote:
Pensive the Ludicrous wrote:
Quote:
And maybe I missed it, but how are we going to make sure that the premiums are not outrageous?
Well yeah. That's the problem with mandatory insurance: if you can't afford the insurance already, then making it mandatory is counterproductive unless through making it mandatory you reduce costs to where anyone could pay it. Anything more than a few hundred per year and it's just trading one cause of hardship for another, if you already have little money.
I was under the impression that the non-profit "public option" took care of that scenario.
Of course not, but it would have to be "cheap." That's what the whole reform is about, making insurance affordable (i.e. "cheap"). Otherwise, we're wasting our time.
And yes, there would still be a "point" to having private insurance companies, for Pete's sake. A government option will not knock out the private industry. And if private companies can't compete, too ******* bad. It's not about making sure a company makes money, but about making sure that people can get medical care and not be bankrupt because of it.