publiusvarus wrote:
Tulip,
Quote:
Do you know how many times a day an insurance company drops an existing client or denies doctor's orders for drugs or procedures for people who are paying them for insurance??
I don't think anyone thinks this is a good thing. This is something that can be fixed with very little legislation; maybe a whole paragraph.
So now the government
does need to step in and fix healthcare insurance? Or it doesnt? I'm confused, Varus. I thought that private insurance agnecies were wonderful and they can fix themselves and everyone will be happy.
Varus wrote:
Quote:
Does corporate responsibility ever come into the equation at any time with you?
They're responsible by paying for covered losses.
Now that we've solved that what are we going to do about this malpractice business?
And they come up with new, bullsh*t rules every day to trim down what they consider "covered losses." I have a client who
has to have an IV treatment every three weeks to remain healthy. It is prescribed by her doctor for her condition. Her insurance agency tried first to tell us it was "experimental." This is after they have been paying for it for half a year. Suddenly, it's not something they'll cover. We ******* at them, and they said they'd pay for it.
Now it's considered "investigational." It's not covered specifically for the health issue that she has. If the hospital doesn't force her to sign a waiver saying that she understands it's investigational, then the hospital has to eat the cost of her treatment.
If they do force her to sign the waiver, then that means that
she will be responsible for the drug. Over $6,000 every three weeks.
And this sh*t happens every single day, to hundreds, maybe thousands of people.
Malpractice? I think we have much, much bigger problems. And "one paragraph" of legislation isn't going to help. Tenessee has already told the insurance companies that they
cannot deny coverage to someone for a pre-existing illness. You live here, Varus. Do you know what that means? Do you know what the insurance companies do now? Instead of denying you coverage, they charge you over $1,000 a month for insurance, and they will add a rider saying that your illness, the one you need insurance for, won't be covered.
Personal responsibility? Let's talk about people who want insurance, who had insurance through a job, and because of the current economy, they are laid off and can't afford to buy a policy. Entire families go uncovered because of this. Then, when they are offered a job, it doesn't offer health insurance. Too bad, so sad, out of luck.
I think it's time that our government took a little responsibility and did what they are supposed to do: protect the citizens of this country and keep them safe. Even if that means keeping them safe from themselves (i.e. seatbelt laws and sin tax) or from corporations who don't give a sh*t about who's behind the veil and who's suffering all in the name of the all mighty dollar.
This sh*t is why people like you and gbaji who want to stifle the "Public Option" make me sick to my stomach.
Edit: Apparently it makes me so sick, I can't spell or do quote tags right.
Edited, Aug 21st 2009 10:14am by Belkira