Being broke and poor is a relative thing, I have found in the last few months. Hubby and I could be considered broke at times, but we're broke in the sense that due to our mortgage, our disposable income has decreased and we have less money to spend on fun things. I know we're lucky that the economic downturn hasn't affected us as much as others. And we still have money for all the necessities. I read some of the posts here where some of the posters are definitely scrambling to make ends meet for the basics.
Working in a luxury area of San Diego, I have found that most of the clients of my law firm are definitely not broke, but they say that they are. It's hard to be sympathetic to a client that's ******** that their cash flow has gone down, but they're driving away in a Bentley. Or how a client is complaining that they can't rent a private island for their vacation and have to go to Atlantis instead.
So, in your mind, what is rock bottom broke *** for you? Homeless? Not being able to eat for 2 days? Can't get your MMO account paid? Or having to fly 1st class instead of chartering a jet?
Edit: IN before someone points out that Thumb has always been spoiled.
Edited, Jul 21st 2009 8:40am by Thumbelyna
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Definition of being brokeFollow
I'm happy enough to say that whenever that bank balance is low, I've had the open-mindedness to remember that we own our house, have two cars and savings. We're not broke and there are tons of people far worse off than us.
We've definitely cut back on spending, but, there is still a lot of stuff we could give up without jeopardizing our livelihood.
When everything has been crossed off the list of non-essentials, then I might feel broke.
When everything has been crossed off the list of non-essentials, then I might feel broke.
Alma wrote:
I lost my post
I'd say broke is not having enough money to pay off what you immediately owe. Being poor is having a lack of disposable income and thus having your options limited (ie, I buy Green Giant frozen dinners because they are $1.66 each instead of Lean Cuisine for $2.39 each). I'm poor, but not broke. In fact, I'm completely debt-free... which is kind of amazing for someone my age. Then again, I don't own a house or a car (lease both). Those will set me back when I decide to get my own. I also have enough money to LIVE for 4 months, assuming I lose my job. It's not quite where I'd like it to be (6 month buffer would be best), but it's not bad either.
I've just started my career, so I got a raise from a student type wage to a just graduated salary. I also just bought a house, and have renters paying me money to live with me every month, so I have more money then I've ever had before. If the economy was better I might have been able to get a slightly higher initial salary, but that's not something I can compare to.
I'm fortunate to be working for a business that is involved in healthcare so the market really doesn't go away.
I'm fortunate to be working for a business that is involved in healthcare so the market really doesn't go away.
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You'll always be stupid, you'll just be stupid with more information in your brain
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You'll always be stupid, you'll just be stupid with more information in your brain
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Yeah, I have very little patience for people who complain that they've had to let the nanny go. Cry me a fUCkin' river.
When I was broke it was a matter of scrounging for food because the cash went to pay the bills first.
Luckily that was a short-lived phase. Luckily I had friends (most of whom were in the same position or slightly better - it's easier to be bohemian, as opposed to just shirtass poor, in good company). Luckily I was young and had no dependents.
When I was broke it was a matter of scrounging for food because the cash went to pay the bills first.
Luckily that was a short-lived phase. Luckily I had friends (most of whom were in the same position or slightly better - it's easier to be bohemian, as opposed to just shirtass poor, in good company). Luckily I was young and had no dependents.
In a time of universal deceit, telling the truth is a revolutionary act.
publiusvarus wrote:
Doesn't exist. People that work work; it's that simple.
So it doesn't matter if they're like, getting paid or not.
Quote:
So, in your mind, what is rock bottom broke *** for you?
Not being able to afford pot.
"The Rich are there to take all of the money & pay none of the taxes, the middle class is there to do all the work and pay all the taxes, and the poor are there to scare the crap out of the middle class." -George Carlin
publiusvarus wrote:
Quote:
So, in your mind, what is rock bottom broke *** for you?
Doesn't exist. People that work work; it's that simple.
Alma wrote:
I lost my post
Omegavegeta wrote:
Quote:
So, in your mind, what is rock bottom broke *** for you?
Not being able to afford pot.
Alma wrote:
I lost my post
Very hard to do in a major metropolitan area.
Maybe I could get my mom to do it up in NH.
Maybe I could get my mom to do it up in NH.
"The Rich are there to take all of the money & pay none of the taxes, the middle class is there to do all the work and pay all the taxes, and the poor are there to scare the crap out of the middle class." -George Carlin
publiusvarus wrote:
Elinda,
Whatever that means. Why do you hate success?
I'd much prefer to discuss the definition of success and financial independence. That's how my brain works.
Quote:
You've reached the bottom of the forum-pit-of-sanity
Whatever that means. Why do you hate success?
I'd much prefer to discuss the definition of success and financial independence. That's how my brain works.
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You'll always be stupid, you'll just be stupid with more information in your brain
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You'll always be stupid, you'll just be stupid with more information in your brain
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Elinda wrote:
publiusvarus wrote:
Quote:
So, in your mind, what is rock bottom broke *** for you?
Doesn't exist. People that work work; it's that simple.
Also, Michelle Obama is FAT!!!!!
I always looked at it in the reverse as some here: Broke is when I'm tapped out of money at the moment. "Honey, no eating out this week. We're broke."
Poor is the state of being broke on a regular basis and all that comes with it (can't pay the mortgage, eating dog food, whatever). I've been broke in that I've been effectively out of cash for the moment but I've never been poor.
Belkira wrote:
Wow. Regular ol' Joph fan club in here.
publiusvarus wrote:
Goggy,
Of course if you loose your job you can't re-fi any of those things and will probably loose your house.
Why people put huge down payments on houses is beyond me. That's like saying i'm putting my money where I can't have access to it unless my credit is good and i'm employeed.
Quote:
I'm happy enough to say that whenever that bank balance is low, I've had the open-mindedness to remember that we own our house, have two cars and savings. We're not broke and there are tons of people far worse off than us.
Of course if you loose your job you can't re-fi any of those things and will probably loose your house.
Why people put huge down payments on houses is beyond me. That's like saying i'm putting my money where I can't have access to it unless my credit is good and i'm employeed.
I fail to see how your response addresses anything I said in mine?
Furthermore, if I were to be made redundant I would work anywhere, rather than sit at home moping.
Jophiel wrote:
Elinda wrote:
publiusvarus wrote:
Quote:
So, in your mind, what is rock bottom broke *** for you?
Doesn't exist. People that work work; it's that simple.
Also, Michelle Obama is FAT!!!!!
I always looked at it in the reverse as some here: Broke is when I'm tapped out of money at the moment. "Honey, no eating out this week. We're broke."
Poor is the state of being broke on a regular basis and all that comes with it (can't pay the mortgage, eating dog food, whatever). I've been broke in that I've been effectively out of cash for the moment but I've never been poor.
Poor is more the state of being pretty close to broke at any given moment. Being consistently broke is being impoverished, or in college.
Being broke is definitely relative to situation. When I was living on the streets, I considered myself flush if I had enough cash to buy dinner (2 or 3 dollars). Nowadays broke is having less than $1000 in the checking account.
Mindel wrote:
Being broke is definitely relative to situation. When I was living on the streets, I considered myself flush if I had enough cash to buy dinner (2 or 3 dollars). Nowadays broke is having less than $1000 in the checking account.
This. 10 years ago, I was lucky to make it halfway through a pay period before I had to start scrounging for loose change. Too much month at the end of the money, as the song goes. Now, not being able to put at least $100/paycheck in savings is broke, for me.
I consider myself broke the moment I start contemplating "carrying" something on the credit card till next pay. Usually happens the monday before each biweekly payday.
I've never been poor though, which I view as being consistently broke or near broke for an extended period of time.
I've never been poor though, which I view as being consistently broke or near broke for an extended period of time.
I think what most people mean by broke is that their financial commitments are greater then the resources they have to pay with - and that they choose to remain in this situation rather then taking action which will lower their financial commitments (or raise resources).
Xsarus wrote:
publiusvarus wrote:
Elinda,
Whatever that means. Why do you hate success?
I'd much prefer to discuss the definition of success and financial independence. That's how my brain works.
Quote:
You've reached the bottom of the forum-pit-of-sanity
Whatever that means. Why do you hate success?
I'd much prefer to discuss the definition of success and financial independence. That's how my brain works.
Fixed.
What's bred in the bone will not out of the flesh.
What Joph said.
Turin wrote:
Seriously, what the f*ck nature?
publiusvarus wrote:
Tare,
Thanks. Gotta be better than the alternative.
Quote:
You're so bizarre
Thanks. Gotta be better than the alternative.
What, sane?
publiusvarus wrote:
we all know liberals are well adjusted american citizens who only want what's best for society. While conservatives are evil money grubbing scum who only want to sh*t on the little man and rob the world of its resources.
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