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#102REDACTED, Posted: Apr 07 2009 at 2:01 PM, Rating: Unrated, (Expand Post) Paula,
#103 Apr 07 2009 at 2:03 PM Rating: Decent
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hangtennow wrote:


I'm not going to waste my time describing my relationship with God only to have you insult it. Some things have to be taken on faith, something you know nothing about.



Spineless **** comments aside for a moment....


I promise i wont 'insult' your faith. i will question it, for sure tho.

But, if you are unable to define in writing, however briefly, your faith by wich you live your life, that, I will insult. relentlessly. Because its a cowardly cop-out.

Commit! You hypocrite.....

Edited, Apr 7th 2009 10:05pm by paulsol
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#104 Apr 07 2009 at 2:08 PM Rating: Good
You call it stealing, I call it giving. I care enough for my fellow human beings and fellow Americans to not want to see them go homeless because they went bankrupt over medical bills, even if it means I see a couple bucks less on my paycheck every two weeks.

#105 Apr 07 2009 at 2:10 PM Rating: Decent
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catwho the Pest wrote:
You call it stealing, I call it giving. I care enough for my fellow human beings and fellow Americans to not want to see them go homeless because they went bankrupt over medical bills, even if it means I see a couple bucks less on my paycheck every two weeks.



It's giving when you give away something you own. It's stealing when you give away something that belongs to someone else.
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King Nobby wrote:
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#106REDACTED, Posted: Apr 07 2009 at 2:11 PM, Rating: Unrated, (Expand Post) Paula,
#107REDACTED, Posted: Apr 07 2009 at 2:12 PM, Rating: Unrated, (Expand Post) gbaji,
#108 Apr 07 2009 at 2:12 PM Rating: Decent
So, you don't like your fellow Americans enough to want them to not go homeless when they go bankrupt over medical bills? Smiley: confused

#109REDACTED, Posted: Apr 07 2009 at 2:14 PM, Rating: Unrated, (Expand Post) cat,
#110 Apr 07 2009 at 2:16 PM Rating: Good
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hangtennow wrote:
Paula,

Quote:
Commit! You hypocrite.....


What's in it for me?

I'm sure I can't come close to putting in words the way I feel about God. Have you ever just felt something you know to be true?


Whats in it for you? Are you taking the ****?

I'm not asking you what you feel about God. I'm asking you to define what it is that you call God. If its something you feel to be true, it really cant be that hard to string a few words together to explain to this poor unbeliever what it is that you have chosen to devote your existence to.

C'mon, give it a go. We both may learn something.
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"If you have selfish, ignorant citizens, you're gonna get selfish, ignorant leaders". Carlin.

#111 Apr 07 2009 at 2:18 PM Rating: Excellent
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Just curious, but how many people would be out of a job if an outright ban was put into place? I'm not saying people keeping jobs is more important than someone not dying because of a firearm, but I think some people are overlooking a few related issues if something like that were to happen.

Personally, I think the regulation of sales and enforcement of laws needs to be beefed up. I don't think any law-abiding gun-owning citizen would have any problem with that as it would only serve to keep guns out of the wrong hands. A ban would only ***** over a very large percentage of good people that own guns for recreation.
#112 Apr 07 2009 at 2:27 PM Rating: Decent
Quote:
I want my fellow americans to stop drinking, smoking, and eating fatty foods that lead to health conditions that lead to expensive health insurance they can't afford.


Hey look, we agree on something! I'm the most anti-smoking person I know. I believe in fat taxes, cig taxes, and alcohol taxes as a deterrent to those things. (Although a glass of wine a day does have its own health benefits.)
#113 Apr 07 2009 at 2:55 PM Rating: Decent
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Just curious, but how many people would be out of a job if an outright ban was put into place?


About .0001% of the workforce.

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#114 Apr 07 2009 at 3:05 PM Rating: Good
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Smasharoo wrote:

Just curious, but how many people would be out of a job if an outright ban was put into place?


About .0001% of the workforce.



Would it really be that small? (Honest question, not being sarcastic) Maybe it's because I live in a town near Olin-Winchester and know a bunch of people that work for them, but it seems like it would be a much larger % than that.
#115 Apr 07 2009 at 3:14 PM Rating: Good
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In the same way that the DEA likes drugs to be freely availiable and illegal, thus keeping themselves in a job, medical personel like guns. And cigarettes. It provides plentiful overtime.

Support the economy! Free guns and cigarettes for all!

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#116 Apr 07 2009 at 6:14 PM Rating: Decent
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catwho the Pest wrote:
So, you don't like your fellow Americans enough to want them to not go homeless when they go bankrupt over medical bills?


No. I like my fellow Americans enough not to force them to pay for things that I like. See. If I like my fellow Americans enough to want to provide them with something, then I'm free to pay for it. It's not right to make that choice for others though.


The choice is between failing to provide additional help or benefit to one group of people or taking property away from another group. Note, I say "additional" because there's nothing preventing any number of private citizens from choosing to help out those in need. We're free to do that as long as we're free to use our own property (money in this case) as we wish. Which, ironically, is removed from us if we pursue the "force everyone to pay to help out everyone else" agenda.


One course does not reduce your right and ability to help out people you want to help. The other course *does*. To me, the correct choice is obvious.
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King Nobby wrote:
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#117 Apr 07 2009 at 6:38 PM Rating: Excellent
But you're already forced to pay for things like roads, schools, museums, wars, and hospitals, that aren't necessarily things you yourself would ever use or need. Like, I don't have any kids, but our 1 cent extra local sales tax is going to schools. I don't have a choice; I suppose I could just never buy anything, ever, and say ***** YOU KIDS, but that would be way too much inconvenience. And these things aren't even the basic necessities of life.

I know Republicans are all about less taxes and less government interference, but it's okay to collect money for roads from people who can't afford a car, but not okay to collect money for food for people who can't afford to eat? It's okay to tax American citizens to pay for hospitals in Iraq that were never built, but not okay to tax Americans for equal health access for everyone?





Edited, Apr 7th 2009 10:39pm by catwho
#118 Apr 07 2009 at 9:14 PM Rating: Good
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catwho the Pest wrote:
But you're already forced to pay for things like roads, schools, museums, wars, and hospitals, that aren't necessarily things you yourself would ever use or need. Like, I don't have any kids, but our 1 cent extra local sales tax is going to schools. I don't have a choice; I suppose I could just never buy anything, ever, and say ***** YOU KIDS, but that would be way too much inconvenience. And these things aren't even the basic necessities of life.

I know Republicans are all about less taxes and less government interference, but it's okay to collect money for roads from people who can't afford a car, but not okay to collect money for food for people who can't afford to eat? It's okay to tax American citizens to pay for hospitals in Iraq that were never built, but not okay to tax Americans for equal health access for everyone?


I'm surprised a good number of Americans aren't set aback by how much more per capita they're spending on Healthcare in comparison with nations with a Social Insurance system or a Socialized Medicine system.

Out of curiousity, what is the average health premium for a US Citizen?
#119 Apr 07 2009 at 9:38 PM Rating: Decent
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catwho the Pest wrote:
But you're already forced to pay for things like roads, schools, museums, wars, and hospitals, that aren't necessarily things you yourself would ever use or need.


It's not either/or though. There's a happy medium between "no taxes for anything at all!" and "you must be willing to pay any amount for any service anyone might need". Do you see how maybe we can decide that paying for some things are ok, but other things are not?

Quote:
Like, I don't have any kids, but our 1 cent extra local sales tax is going to schools.


Yes. And if you polled the population as a whole and asked them if they thought that paying for K-12 education for every citizen was worth the tax dollars (complaints about inefficiency aside, just the concept of doing so), something approaching 99% of the people will agree that it's worth spending that money to have a more educated population.

Ask the same question about free housing for people who cant afford rent, and you wont get quite so much support. That's the point here. It's not about being "mean", it's that at some point it stops being something that most people agree is good for the whole of society and starts becoming something that lazy people will use to get out of having to support themselves.

Quote:
I don't have a choice; I suppose I could just never buy anything, ever, and say ***** YOU KIDS, but that would be way too much inconvenience. And these things aren't even the basic necessities of life.


I'm not sure what your point is. I don't have a problem paying for K-12 education. I'm not even opposed to "some" social spending programs designed to help the most poor in our society. I *am* opposed to the assumption that if I don't agree to any and all expenses for anything someone might need, that I'm a bad person.

I think that when we characterize it that way, we loose sight of the relative cost/gain of each choice. It turns into labeling anyone on a "side" as a bad person.

Quote:
I know Republicans are all about less taxes and less government interference, but it's okay to collect money for roads from people who can't afford a car, but not okay to collect money for food for people who can't afford to eat?


The person who doesn't own a car still benefits from the existence of roads. Assuming he does have *some* income and livelihood, where do you think the food he eats comes from? The clothes he wears? Did that stuff just magically appear?

It's (oddly enough) about true societal "good". If one person can't afford food, that one person suffers. If there isn't a road, everyone suffers. I'll also point out that the person who can't afford a car likely pays little if nothing for the roads. Most of that is paid out of vehicle registration fees, not income taxes. But it's irrelevant anyway.

It's also about what things "need" to be done by government. If a whole bunch of individuals each decided to build and maintain just their portion of the roads they use, we'd have a pretty chaotic road system, don't you agree? Whereas it's quite efficient for private people and groups to provide food for people who are hungry.

Have you ever met someone who actually couldn't find food to eat here in the US? Ever? I doubt it.

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It's okay to tax American citizens to pay for hospitals in Iraq that were never built, but not okay to tax Americans for equal health access for everyone?


We're not paying the ongoing medical coverage for every Iraqi citizen from now until the end of time. Building the buildings is one thing. Paying for day to day coverage forever is something completely different...


Look. We can sit here and debate each item if you want. I just think that'll take a really really long time. Ultimately, it's about two things:

1. Things that government needs to do and can do better than private entities.

2. Things that the public overwhelmingly agrees (not 51%, but 99%) should be paid for.


That's at least a decent starting criteria, don't you agree? And paying for people who can't afford some service most often does not fall into that net IMO. It's not about being a mean person. I honestly believe that it's not only detrimental to society as a whole doing paying for those sorts of things, but I also believe that the recipients of such care are hurt in the long run by them. Sure, they get some free thing today, but as a group they statistically fail to achieve self-sufficiency at a higher rate as a result.
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#120 Apr 07 2009 at 9:48 PM Rating: Decent
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Lady Keikomyau wrote:
I'm surprised a good number of Americans aren't set aback by how much more per capita they're spending on Healthcare in comparison with nations with a Social Insurance system or a Socialized Medicine system.

Out of curiousity, what is the average health premium for a US Citizen?


Honestly? It's two factors here:

1. You're conflating the cost to provide actual health care with the total cost of the health industry. A heck of a lot more new technologies and techniques come out of the US than countries with socialized medicine. We can debate the value of that, but it's innately unfair to compare the per-capita costs of a system that only provides care to one that also does massive amounts of research.


2. It's a problem of perception. It really is ludicrous to apply the concept of "insurance" to a day to day expense. When medical insurance applied only to the occasional "major medical" problems (hospital stays, broken limbs, etc), and all normal care was simply paid for directly to a local doctor, the system worked very very well. Insurance as a concept only "works" if the participants are gambling that they will or wont need the payout. You have to collect more in total premiums than the cost of care. This works because out of 100 people, maybe only 1 or 2 of them will need major medical care this year, but since none of them know if it will be them, they're willing to risk paying premiums for the year, knowing that most likely they'll spend more than they gain, but if they are unlucky and get hurt, their costs will be covered. It's a "win" either way.

That's how insurance works. The entire concept breaks down when the costs are guaranteed. If insurance covers the cost for every visit and every medication, it still has to charge more than the total cost, but there's no gamble involved anymore. It's just a middleman collecting a portion of the money.


Imagine if car insurance paid for normal maintenance on your car instead of just accidental damage. Everyone's premiums would go up massively, and the total costs would as well. Most of us recognize that it makes much more sense to pay for the yearly maintenance of our cars out of our pockets and just insure for unlikely accidents and we're right to think so. But for some absolutely unknown reason we do it "wrong" with our medical care.l


We should be eliminating this sort of thing, not going towards more of it IMO.
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King Nobby wrote:
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#121 Apr 07 2009 at 9:54 PM Rating: Excellent
I own guns. I own 1 Illegal gun under Wisconsin's gun laws (they're fairly lenient). It's a Beretta 93R that I love dearly for being a, pardon the pun, blast to play with. I also own an M82A1, A gun that many would argue should be illegal due to its ability to penetrate extremely tough ballistic glass and vests. I keep every one of the guns I own locked in a case bolted to the floor in the barn. I love my guns and I do everything I can to use them safely, and oppose highly restrictive gun ownership laws.

On the other hand, I greatly oppose the legalization of concealment. Nothing makes me worry more than about people carrying guns. It is a truly pernicious idea that a man carrying a deadly weapon will somehow make his life safer or make what would have been a criminal conflict with another person shift in his favor. Carrying a weapon concealed or otherwise in your day to day activities is nothing short of a dangerous undertaking.

I don't hunt, nor do I condemn anyone that does. Hunting is a fun pass time, regardless if much of it comes from the company of your fellow hunters. I find myself on the fence when it comes to the DNR and its handling of deer in Wisconsin, and often find myself wishing for full time open season on many games, if nothing else than to get them out of my hair. I also know that this would turn into a fiasco, and that control over game is important to prevent over hunting and the killing of threatened animals, and will never shoot an animal out of season.

Gun control isn't bad, but non-enforcement is. Worse still is irresponsibility on the part of gun owners. If you choose to own a gun, do so with reverence, it is a deadly weapon. Furthermore, protect what you own from theft. The criminals that gun control prevents from getting guns legally will happily take guns from you and potentially use them on you or your loved ones.

That thar is my 2 cents.


Edited, Apr 8th 2009 5:44pm by AldousCayo
#122 Apr 07 2009 at 9:57 PM Rating: Excellent
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Lady Keikomyau wrote:
Out of curiousity, what is the average health premium for a US Citizen?
National Coalition on Health Care wrote:
The annual premium that a health insurer charges an employer for a health plan covering a family of four averaged $12,700 in 2008. Workers contributed nearly $3,400, or 12 percent more than they did in 2007
They have cites if you actually care that much.
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Belkira wrote:
Wow. Regular ol' Joph fan club in here.
#123 Apr 08 2009 at 12:00 AM Rating: Good
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gbaji wrote:

1. You're conflating the cost to provide actual health care with the total cost of the health industry. A heck of a lot more new technologies and techniques come out of the US than countries with socialized medicine. We can debate the value of that, but it's innately unfair to compare the per-capita costs of a system that only provides care to one that also does massive amounts of research.


I apologize, I overlooked the research portion.

Quote:

2. It's a problem of perception. It really is ludicrous to apply the concept of "insurance" to a day to day expense. When medical insurance applied only to the occasional "major medical" problems (hospital stays, broken limbs, etc), and all normal care was simply paid for directly to a local doctor, the system worked very very well. Insurance as a concept only "works" if the participants are gambling that they will or wont need the payout. You have to collect more in total premiums than the cost of care. This works because out of 100 people, maybe only 1 or 2 of them will need major medical care this year, but since none of them know if it will be them, they're willing to risk paying premiums for the year, knowing that most likely they'll spend more than they gain, but if they are unlucky and get hurt, their costs will be covered. It's a "win" either way.

That's how insurance works. The entire concept breaks down when the costs are guaranteed. If insurance covers the cost for every visit and every medication, it still has to charge more than the total cost, but there's no gamble involved anymore. It's just a middleman collecting a portion of the money.


Imagine if car insurance paid for normal maintenance on your car instead of just accidental damage. Everyone's premiums would go up massively, and the total costs would as well. Most of us recognize that it makes much more sense to pay for the yearly maintenance of our cars out of our pockets and just insure for unlikely accidents and we're right to think so. But for some absolutely unknown reason we do it "wrong" with our medical care.l

We should be eliminating this sort of thing, not going towards more of it IMO.


In terms of Japans Healthcare system. Hospital's and Insurance Agencies are dominantly privately owned at 80%. 30% of the medical procedures cost are not covered and still needed to be paid out of pocket, payment of which is capped to income. Though, even if you take away the social medical insurance, there is still the low price of medical procedures. With an MRI scan costing 10-20% the amount of a comparable US MRI scan. The primary downside to the Japanese system are that a good number of Hospitals are quite likely to operate in the red. (also, a number of old people tend to overuse the system, eventually I hope something is done about it)

The question I ask to you is, do you think it would it be beneficial to lower the costs of certain procedures to avoid bankruptcy on the patients part. Alternately, what about making certain things illegal to deny someone coverage for?

Edited, Apr 8th 2009 8:01am by Keikomyau
#124 Apr 08 2009 at 5:23 AM Rating: Good
Most of us that are for single-payer healthcare don't want to not pay premiums, or want "free" healthcare. We want universal coverage, which equates out to universal access to healthcare. We'd ideally like the same bargaining chip that employers use with healthcare companies to be available directly through states or a federal system.

Many individuals are flat-out denied healthcare from private insurance, and people who have insurance are denied payments for life-saving procedures because it'd cost the company too much money. That is the critical flaw with for-profit health insurance; the insurance company promises to pay for something, so the doctor gives the patient the option, then the insurance company retroactively denies the payment for the procedure, leaving the patient stuck with a bill in the thousands or tens of thousands.

US health insurance companies are also terrible about preventative care. If I want any diagnostic labwork, even though I have pretty good insurance, I have to pay for that out of pocket. Nevermind that getting a disease diagnosed today and starting a treatment plan could prevent much more expensive and severe damage down the road. The health insurance company would rather stiff me a $150 bill today so they can deny me a $15,000 bill ten years from now.
#125 Apr 08 2009 at 5:27 AM Rating: Decent
hangtennow wrote:
Kael,

Quote:
Regardless, the numbers speak for themselves. Strict gun law = low gun death. It's a fact.


Sticter gun laws = dramatic increase in violent crime rate.



See, I actually posted real numbers. What did you post? Some trumped up ********* to support your ever expanding trip to Bizzaro World.
#126 Apr 08 2009 at 11:06 AM Rating: Decent
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catwho the Pest wrote:
Most of us that are for single-payer healthcare don't want to not pay premiums, or want "free" healthcare. We want universal coverage, which equates out to universal access to healthcare. We'd ideally like the same bargaining chip that employers use with healthcare companies to be available directly through states or a federal system.


Funny thing is that you say that, but when the subject of "universal health care" comes up, I'm betting that 99% of the people assume we're talking about providing free coverage for everyone. You are in fact the very first person I have *ever* encountered who stated that universal coverage just means that each individual can't be denied the opportunity to pay normal premiums for health care. I'm not making that up...

Maybe somehow the last 80 times the subject of health care came up, I just missed that, but I doubt it.

Quote:
Many individuals are flat-out denied healthcare from private insurance, and people who have insurance are denied payments for life-saving procedures because it'd cost the company too much money. That is the critical flaw with for-profit health insurance; the insurance company promises to pay for something, so the doctor gives the patient the option, then the insurance company retroactively denies the payment for the procedure, leaving the patient stuck with a bill in the thousands or tens of thousands.


It's not a flaw in "for profit" health care. It's a flaw with health care in which the providers are private entities with a bottom line to deal with, but are strangled by government regulations mandating how they do business. If they accept you as an individual, they'll almost certainly lose money on you over the long term. That's why they don't do individuals. The bloat comes from dealing with the government. We didn't have these problems when health insurance just covered a small set of emergency/accident type health events, and everyone's normal coverage was just paid out of pocket.

Costs were lower because the insurance portion "worked" financially, and the maintenance care was managed with no middleman. As the insurance portion has been required to cover more and more of the maintenance portion, the paperwork has piled up, the requirements placed on the providers has gotten more ridiculous, and therefore the desire to avoid any payout and any care has increased. It's not profitable to do business except under some very specific conditions, so that's all that is done.

Again. That has *nothing* to do with a profit motive. It has a lot to do with government getting itself involved. I'd toss out a theory about this largely being done deliberately so that eventually the system will collapse, and we'll just throw our hands up and decided to just to go full socialized medicine cause it'll be cheaper per person (never hear that argument, do we?), but that would just be crazy talk!


Quote:
US health insurance companies are also terrible about preventative care.


Yes. Because the very mathematical methodology of "insurance" that makes it even remotely viable is destroyed if you attempt to use it to provide day to day "preventive care". That's what I was trying to say earlier. It's not insurance if the thing you're paying for is a regular cost. All you have is a big bloated and inefficient middleman.


Quote:
If I want any diagnostic labwork, even though I have pretty good insurance, I have to pay for that out of pocket. Nevermind that getting a disease diagnosed today and starting a treatment plan could prevent much more expensive and severe damage down the road. The health insurance company would rather stiff me a $150 bill today so they can deny me a $15,000 bill ten years from now.


I'll ask you to think about how "insurance" works and then return to this paragraph. The problem is that we've come to expect things from "health insurance" that are not sensible at all.
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