For me it comes down to saving and marketable skills. I would take someone with, say, three months income saved up and highly marketable skills over someone with six months saved up and only general skills.
Not including our emergency account, the wife and I have just over 5 months worth of income saved up. That also doesn't include our investment accounts that we could tap into, albeit with large penalties. But we both have highly marketable skills so that helps.
Edited, Apr 4th 2008 11:02pm by cpcjlc
- Forums
- Cross Site
- The Asylum
- "Financially Secure"
"Financially Secure"Follow
Financially secure has always meant independently wealthy to me. While I am in no way living hand-to-mouth, a loss of my livelihood would devastate my bank account and standard of living. I am most likely secure for a period of 14 months, where I can pay my mortgage, keep up with the bills, and put food on the table for me and my family.
I keep hoping that I have an unknown rich uncle who is dying to bequeath his entire multimillion dollar estate to me, but that's not too likely.
Totem
I keep hoping that I have an unknown rich uncle who is dying to bequeath his entire multimillion dollar estate to me, but that's not too likely.
Totem
Samira wrote:
Quote:
What do you mean by "secure" exactly. If someone has a job and can pay all their bills, but would lose everything if they got laid off and couldn't find a comparable job within a couple months, would you say they are secure.
No.
The rule of thumb is at least six months. I wouldn't be comfortable with a margin that narrow, personally.
What rule of thumb!? You're making that up! I heard two months salary. That way, you have enough to get by or propose should the need arise.
Nexa
“It has always been the prerogative of children and half-wits to point out that the emperor has no clothes. But a half-wit remains a half-wit, and the emperor remains an emperor.â€
― Neil Gaiman, The Sandman, Vol. 9: The Kindly Ones
― Neil Gaiman, The Sandman, Vol. 9: The Kindly Ones
I might have made it up. I like a big, fluffy cushion at my back.
A big, fluffy cushion full of hundred dollar bills.
A big, fluffy cushion full of hundred dollar bills.
In a time of universal deceit, telling the truth is a revolutionary act.
Nexa wrote:
What rule of thumb!? You're making that up! I heard two months salary. That way, you have enough to get by or propose should the need arise.
Nexa
Nexa
I chalk it up to an excuse for banks to loan out your money to people like me who won't repay it because I'm a dirty Commie like that.
I'm on the one month plan: I'm wild like that...I like to live on the edge.
Nexa
Nexa
“It has always been the prerogative of children and half-wits to point out that the emperor has no clothes. But a half-wit remains a half-wit, and the emperor remains an emperor.â€
― Neil Gaiman, The Sandman, Vol. 9: The Kindly Ones
― Neil Gaiman, The Sandman, Vol. 9: The Kindly Ones
Have you been reading lots of online personals ads, Nexa?
The kicker is when "financially secure" is mentioned in the same paragraph as "has goals and ambitions" and "I like to be wined and dined." Add those 3 up and you can get a pretty clear picture.
I picked "has a job". If someone is able to loiter about without working, I consider them to be independently wealthy.
You're from 1958 though, you don't count.
Same here. Financially secure to me just means that you're able to pay your bills and aren't likely to be out on the street looking through garbage cans for your next meal anytime soon.
You're just lying after figuring out what the "understands women" answer was.
Transparently.
Disclaimer:
To make a long story short, I don't take any responsibility for anything I post here. It's not news, it's not truth, it's not serious. It's parody. It's satire. It's bitter. It's angsty. Your mother's a *****. You like to jack off dogs. That's right, you heard me. You like to grab that dog by the bone and rub it like a ski pole. Your dad? Gay. Your priest? Straight. **** off and let me post. It's not true, it's all in good fun. Now go away.
To make a long story short, I don't take any responsibility for anything I post here. It's not news, it's not truth, it's not serious. It's parody. It's satire. It's bitter. It's angsty. Your mother's a *****. You like to jack off dogs. That's right, you heard me. You like to grab that dog by the bone and rub it like a ski pole. Your dad? Gay. Your priest? Straight. **** off and let me post. It's not true, it's all in good fun. Now go away.
Has a well-paid job that sustains a good standard of living, no significant debts, and a 'rainy day' fund.
"I started out with nothin' and I still got most of it left" - Seasick Steve
Archfiend MDenham wrote:
Nexa wrote:
What rule of thumb!? You're making that up! I heard two months salary. That way, you have enough to get by or propose should the need arise.
Nexa
Nexa
I chalk it up to an excuse for banks to loan out your money to people like me who won't repay it because I'm a dirty Commie like that.
Our "emergency fund" is 5 months living costs. Probably should be more given that if Mr. Tare were to be fired, we'd have to move back to Canada.
What's bred in the bone will not out of the flesh.
Our "emergency fund" is 5 months living costs. Probably should be more given that if Mr. Tare were to be fired, we'd have to move back to Canada.
You could lower that amount if you'd just teach Jack to run down caribou.
Disclaimer:
To make a long story short, I don't take any responsibility for anything I post here. It's not news, it's not truth, it's not serious. It's parody. It's satire. It's bitter. It's angsty. Your mother's a *****. You like to jack off dogs. That's right, you heard me. You like to grab that dog by the bone and rub it like a ski pole. Your dad? Gay. Your priest? Straight. **** off and let me post. It's not true, it's all in good fun. Now go away.
To make a long story short, I don't take any responsibility for anything I post here. It's not news, it's not truth, it's not serious. It's parody. It's satire. It's bitter. It's angsty. Your mother's a *****. You like to jack off dogs. That's right, you heard me. You like to grab that dog by the bone and rub it like a ski pole. Your dad? Gay. Your priest? Straight. **** off and let me post. It's not true, it's all in good fun. Now go away.
Pfft, that kid has caribou-runnin' in his blood, man.
What's bred in the bone will not out of the flesh.
Recent Visitors: 165
All times are in CST
Anonymous Guests (165)
- Forums
- Cross Site
- The Asylum
- "Financially Secure"
© 2024 Fanbyte LLC