- Forums
- Cross Site
- The Asylum
- Day from hell
Day from hellFollow
Sorry to read about everything Scuba. But the upside of this thread is that I see Eldy! 
Jophiel wrote:
Friar Katie wrote:
Yeah, because this makes it ALL better.
I never said that. I did say that he is an ignorant *******. Instead of making sure he was financially capable of taking care of himself, his pregnant girlfriend and her two kids, he decided to make the move knowing he'd be the only bread winner. If you'd gotten Flea pregnant but couldn't afford to feed and house yourself and Joph Jr, would you be doing what he's done? I doubt you would have put yourself in that position in the first place. Why is that? It's because I recognize that you are not an ignorant piece of **** like this guy.
I have no idea what his and his gf's previous housing conditions were. For all I know, both of them moving represented a sharp reduction in monthly rent costs.
Belkira wrote:
Wow. Regular ol' Joph fan club in here.
Buy a gun. If you hear anything move in the night open fire.
At the very least you'll be less one mouth to feed.
At the very least you'll be less one mouth to feed.
"I have lost my way
But I hear a tale
About a heaven in Alberta
Where they've got all hell for a basement"
But I hear a tale
About a heaven in Alberta
Where they've got all hell for a basement"
Nexa wrote:
Tare wrote:
Wow, what a lot of acidic cnuts.
Yay!
Yay!
We thrive on our bitterness Tare, it's the glue that holds us together.
Nexa
Exactly.
What's bred in the bone will not out of the flesh.
Or her husband died, or he makes 70k and inbetween jobs, etc etc. Lord knows that having a baby and being right out of school is hard enough.
You tell him Katie.
You tell him Katie.
Birth Control. It's not hard to get your hands on. Condoms, many health clinics give them away free. He's 23 and straight out of college so most of your arguments would not work.
*Sniff* This thread makes me nostalgic.
Ahh, the days when morans got smacked for bein' a stup instead of gettin' the recent normal fUckload of sympathy. Even Joph got stuck in a little.
Ahh, the days when morans got smacked for bein' a stup instead of gettin' the recent normal fUckload of sympathy. Even Joph got stuck in a little.
Meh, I'm 25 and have 3 kids, the oldest of which is 6. All by choice, and I don't regret any of them. I'm broke as hell most of the time but it doesn't bother me, money just isn't important to me, children are. My goal was children and a family so I went for it and never looked back.
You're all quick to judge his financial situation which very well may be his own damn fault, but he's not here ******** about his financial situation he's here ******** about getting robbed. If you got robbed you'd be complaining just as much as him.
I am a little interested in how one keeps TWO YEARS of work on their LAPTOP and doesn't think to back it up. I mean a desktop with raid...maybe I could understand not bothering with a backup (nah, who am I kidding even that's stupid), but a laptop? You don't deserve those laptops, they're in better hands now.
You're all quick to judge his financial situation which very well may be his own damn fault, but he's not here ******** about his financial situation he's here ******** about getting robbed. If you got robbed you'd be complaining just as much as him.
I am a little interested in how one keeps TWO YEARS of work on their LAPTOP and doesn't think to back it up. I mean a desktop with raid...maybe I could understand not bothering with a backup (nah, who am I kidding even that's stupid), but a laptop? You don't deserve those laptops, they're in better hands now.
#36REDACTED,
Posted: Jul 18 2007 at 11:56 AM, Rating: Sub-Default, (Expand Post) 25$ monthly for up to 25k coverage on your contents. That's what renters policies avg.
bojanglesbro wrote:
25$ monthly for up to 25k coverage on your contents. That's what renters policies avg.
Also why in the h*ll are you in an apartment? Move 30miles outside the city if need be and buy a house.
Also why in the h*ll are you in an apartment? Move 30miles outside the city if need be and buy a house.
...Gosh. With all the debt, one income, and 3 kids, he should have tons left over for a down payment and a mortgage! Or better yet, piggy back your downpayment on your adjustable rate interest only loan. Genius!
Awww, did I hurt somebody's widdle feewings?
#39REDACTED,
Posted: Jul 18 2007 at 12:11 PM, Rating: Sub-Default, (Expand Post) College loans can be deferred for quite some time if he qualifies for financial hardship (which he would qualify for). Also HUD's often don't require a down payment. Any othe excuses?
Qualifying for financial hardship in order to buy a HUD? I'm sure that extra $100 a month from deferring his student loans will cover at least a half of the homeowner's insurance or the taxes on a home that would be more than an apartment.
Good call.
Good call.
bojanglesbro wrote:
College loans can be deferred for quite some time if he qualifies for financial hardship (which he would qualify for). Also HUD's often don't require a down payment. Any othe excuses?
How to get an extension on your college loans:
-Marry a broad who's already got kids you can't afford. Then have more.
Gotcha.
"I have lost my way
But I hear a tale
About a heaven in Alberta
Where they've got all hell for a basement"
But I hear a tale
About a heaven in Alberta
Where they've got all hell for a basement"
#42REDACTED,
Posted: Jul 18 2007 at 12:31 PM, Rating: Sub-Default, (Expand Post) What's he paying monthly for the apt? 300-400. The way I look at it if he defers his student loans then he's giving himself the oppurtunity to better his current situation by getting out of ghetto apts. These days lenders are doing sub-prime loans like they're going out of style. Don't tell me he couldn't take what he was paying on college loans add that to what he's currently paying on rent and buy a 1000sq ft house away from the crack heads. And homeowners insurance on a 1000sq ft house with someone of moderate credit and no claims tend to go for around 500$ annually which is only 41monthly and would more than likely be built into escrow along with the taxes.
bojanglesbro wrote:
What's he paying monthly for the apt? 300-400.
What world do you live in, ya ninny ****? It's him, his GF and 2 kids and one on the way. 300-400 dollars a month would barely get you a 1 room efficiency(or 1 bedroom in the "ghetto") in most places.
Quote:
These days lenders are doing sub-prime loans like they're going out of style. Don't tell me he couldn't take what he was paying on college loans add that to what he's currently paying on rent and buy a 1000sq ft house away from the crack heads. And homeowners insurance on a 1000sq ft house with someone of moderate credit and no claims tend to go for around 500$ annually which is only 41monthly and would more than likely be built into escrow along with the taxes.
A subprime loan? Let me guess, you're actually
I'm an abstracter, I've seen in thousands of times.
And the homeowners insurance, someone that could afford a policy that cheap, doesn't need a subprime mortgage, who are you trying to ********* And not for nothing, you could get the first year of homeowners included in closing but after that, you're on your own.
Think before you speak.
Scuba never come here for support or warm fuzzies, we just don't do that here.
Read my PM.
Read my PM.
Burglaries are teh suck 
You're still an cnut, but I wouldn't wish that on Varus.
Okay - maybe on varus it would be teh funny
You're still an cnut, but I wouldn't wish that on Varus.
Okay - maybe on varus it would be teh funny
"I started out with nothin' and I still got most of it left" - Seasick Steve
#46REDACTED,
Posted: Jul 18 2007 at 1:04 PM, Rating: Sub-Default, (Expand Post) Nope i'm the just the guy that insures the homes.
bojanglesbro wrote:
Nobby,
I have 2 pit bulls, a german sheppard, and a great dane. The only thing of value in my house is a 58inch screen tv. Now if a burglar can get through my army of dogs they're more than welcome to the tv. Of course it is properly insured.
I have 2 pit bulls, a german sheppard, and a great dane. The only thing of value in my house is a 58inch screen tv. Now if a burglar can get through my army of dogs they're more than welcome to the tv. Of course it is properly insured.
Until now, I had you down as a toothless wonder with the IQ of phlegm and the charisma of a slug.
Now I know you own dogs and a TV, I am in awe at the impact you have made on the Western World. How do you possibly cope with the media interest and swarms of Swedish lesibian teenage twins?
"I started out with nothin' and I still got most of it left" - Seasick Steve
Nobby wrote:
bojanglesbro wrote:
Nobby,
I have 2 pit bulls, a german sheppard, and a great dane. The only thing of value in my house is a 58inch screen tv. Now if a burglar can get through my army of dogs they're more than welcome to the tv. Of course it is properly insured.
I have 2 pit bulls, a german sheppard, and a great dane. The only thing of value in my house is a 58inch screen tv. Now if a burglar can get through my army of dogs they're more than welcome to the tv. Of course it is properly insured.
Until now, I had you down as a toothless wonder with the IQ of phlegm and the charisma of a slug.
Now I know you own dogs and a TV, I am in awe at the impact you have made on the Western World. How do you possibly cope with the media interest and swarms of Swedish lesibian teenage twins?
It's a 58 inch tv. Don't forget that part.
NephthysWanderer the Charming wrote:
It's a 58 inch tv. Don't forget that part.
Don't I feel inadequate enough in the face of this guy's spiritual and material success?
Damn You!
"I started out with nothin' and I still got most of it left" - Seasick Steve
Quote:
4 Messages skipped by filter settings
"I started out with nothin' and I still got most of it left" - Seasick Steve
Recent Visitors: 285
All times are in CST
Anonymous Guests (285)
- Forums
- Cross Site
- The Asylum
- Day from hell
© 2024 Fanbyte LLC