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People too earnestly believe that 100% of the time that their money would have been better spent on purchasing a home than elsewhere and all I'm saying is that without the proper financial planning and forsight it isn't all that difficult to get the sh*t end of the stick.
I suppose. It's still a tough case to make that most people would be better off throwing money for rent essentially into a hole in the ground. There are probably some circumstances where renting a TV might be a better option, but nearly always it isn't.
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To make a long story short, I don't take any responsibility for anything I post here. It's not news, it's not truth, it's not serious. It's parody. It's satire. It's bitter. It's angsty. Your mother's a *****. You like to jack off dogs. That's right, you heard me. You like to grab that dog by the bone and rub it like a ski pole. Your dad? Gay. Your priest? Straight. **** off and let me post. It's not true, it's all in good fun. Now go away.
"Whatdid you do to save $$$ for having a child?" --Soracloud
"I can't speak from experience, but financially speaking it's always better to own than to rent. It's a good investment, and when you rent you're more or less throwing your money away." --Kakar
As a parent I can tell you children are expensive, so, yes, it'd be better to rent them than to own them. My question is where can one go to do that? Bangkok? Mogadishu?
Totem
"I can't speak from experience, but financially speaking it's always better to own than to rent. It's a good investment, and when you rent you're more or less throwing your money away." --Kakar
As a parent I can tell you children are expensive, so, yes, it'd be better to rent them than to own them. My question is where can one go to do that? Bangkok? Mogadishu?
Totem
Mistress Nadenu wrote:
People plan ahead for children?
lol That is what I was thinking when I read the OP.
I agree with the general consensus that is is always better to own than to rent. Timing is a personal preference. I should legally be able to kick my kids out of the house by the time I am 42 and then be young enough to travel, enjoy grandkids, etc... for many years.
You can never be truly prepared, but it sounds like you guys are heading in the right direction. Congratulations on your
Quote:
There are probably some circumstances where renting a TV might be a better option, but nearly always it isn't.
Totem wrote:
"Whatdid you do to save $$$ for having a child?" --Soracloud
"I can't speak from experience, but financially speaking it's always better to own than to rent. It's a good investment, and when you rent you're more or less throwing your money away." --Kakar
As a parent I can tell you children are expensive, so, yes, it'd be better to rent them than to own them. My question is where can one go to do that? Bangkok? Mogadishu?
Totem
"I can't speak from experience, but financially speaking it's always better to own than to rent. It's a good investment, and when you rent you're more or less throwing your money away." --Kakar
As a parent I can tell you children are expensive, so, yes, it'd be better to rent them than to own them. My question is where can one go to do that? Bangkok? Mogadishu?
Totem
Its a lot of fUcking paperwork, we decided to just make one ourselves and bite the bullet, besides making them is so much more fun except no more moneyshots
Thanks for the advice all, we are now searching for a house and hoping to find another office that the wifey can transfer to. Maryland is looking good and the NASD has an office in Rockville. House before baby is the way to go, a house is going to be priority #1 after the wedding. Between bonuses and wedding gifts we are hoping to drop a fatty down-payment. Our luck we will get $20,000 worth of appliances
#32REDACTED,
Posted: Nov 02 2006 at 6:41 AM, Rating: Sub-Default, (Expand Post) The very first thing the two of you should do is consult a pfr (personal financial rep) Set down your plans and goals for the future. Of course purchasing a house is a big part of this but there are other considerations you need to be aware of and have taken care asap.
Jophiel wrote:
Mistress Nadenu wrote:
People plan ahead for children?
Yes, there are all those annoying translation problems, and you end up sending your assistant to pick up some kid who isn't actually an orphan. SO embarrassing when that happens, especially when your peers are being praised for adopting "real" orphans.
Of course it's always possible to orphanize the brat after the fact; but you know the damage has been done. It'll take simply WEEKS to rehab your image. *SIGH*
In a time of universal deceit, telling the truth is a revolutionary act.
On the rent vs. own thing, one of the own options that came to popularity in the boom was the interest only loan. Basicly it was people betting that the value of their homes would go up sufficiently in a short period of time make the lack of principle paydown work for them in the end. I have some friends who got an interest only mere months before the housing market here started to level off and are now looking at a mere 4% year over year increase in the value of their home. They now have 2 more children than they had when they moved in, a rapidly growing shortage of room and a situation that, while not upside down, makes it very unattractive to get something bigger. Just be careful when you look at your options.
As far as saving money, if the day ever comes that I need to, my Bob damn cable bill is going to be eliminated. Its almost embarassing what I spend on cable every month. Almost.
As far as saving money, if the day ever comes that I need to, my Bob damn cable bill is going to be eliminated. Its almost embarassing what I spend on cable every month. Almost.
MoebiusLord wrote:
As far as saving money, if the day ever comes that I need to, my Bob damn cable bill is going to be eliminated. Its almost embarassing what I spend on cable every month. Almost.
A-fUcking-men. Ours has been $130 a month for 3 years, rebobdamndiculous for 230 channels of Shit I don't wanna watch.
As for interest only, the whole state of NJ is what made that "work" now the market has staled or even gone negative in most areas. Our best bet is buying a foreclosure from these idiots who tried living beyond their means with $500K house and interest only loans. Its state-wide and its funny as all hell, they are the main reason NJ was such a huge sellers market.
soracloud wrote:
MoebiusLord wrote:
As far as saving money, if the day ever comes that I need to, my Bob damn cable bill is going to be eliminated. Its almost embarassing what I spend on cable every month. Almost.
A-FUcking-men. Ours has been $130 a month for 3 years, rebobdamndiculous for 230 channels of sh*t I don't wanna watch.
As for interest only, the whole state of NJ is what made that "work" now the market has staled or even gone negative in most areas. Our best bet is buying a foreclosure from these idiots who tried living beyond their means with $500K house and interest only loans. Its state-wide and its funny as all hell, they are the main reason NJ was such a huge sellers market.
My cable bill is about $210 a month, but that includes cable modem, an unlimted calling phone line, and 3 boxes, 2 of them HD with DVR. Still a pretty peice of change to spend each month. At least I get alot more channels to not watch, the channel numbers are over 6000 now, with actual channels over a 1000. The 100 on demand channels are the most useful, everything from weather channel on demand, soap operas on demand, bbc on demand to golf on demand.
Edited, Nov 3rd 2006 at 1:16pm PST by fhrugby
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