Because it's base 100, not base 10, so you could split 5 gold with a party and cement them all in place for a prank. Even if they hearth home, they don't hearth to the bank.
[General][Meankidd]:How do you leave your guild? Dunderhed has left the guild.
I wonder how many other people in the zone did the same thing, haha. I bet it's a pretty common occurance.
Nexa
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“It has always been the prerogative of children and half-wits to point out that the emperor has no clothes. But a half-wit remains a half-wit, and the emperor remains an emperor.†― Neil Gaiman, The Sandman, Vol. 9: The Kindly Ones