Bogus business practices?Follow

That LA sun getting through your Hugh Grant ghey hair-do and affecting your brain?

Nevertheless. BAM

You're still hung up on the physical process. I'm talking about what happens behind the scenes. Sure. With a check, they either have to type in the numbers, or they run in through a scaner that reads them off the check. With the debit card, they run the card through a scanner and read the numbers.

Once that is done, the approval process is exactly the same. Both ultimately contain routing numbers that authorize a withdrawal from your bank account. Thats it. There's no "magic" involved.

The *only* difference is the physical steps taken at the POS. Um. That's *why* I use checks instead of a debit card. Because I want to ensure that in order for someone to withdraw money from my account, they must present a vendor with a check, show ID, and sign the check. All those differences are what make check writing more secure then a debit card.

Sheesh.

I think Joph has it down.

They need certain information to give the cheque the okay. You dont want to give your mailing address out of fear that they might send you junk mail. You claim why would the company need your address if all they need to verify that your cheque is going to go through.

The most simple reason I can think of is they want to know where to send the Repo man to if they screwed up and the cheque bounced.

What if the cheque bounces, they need to get in contact with you and they usually go through the mail. Now you might say that it wont bounce but I am sure they have heard that before and like to cover there asses.

Frankly I would be more wary of the company if they didn't want to know my mailing address. Take the tinfoil hat off and stop worrying about some vast conspiracy to send you junk mail.

I dont know about the chequeing in the US but all cheques in Canada usually have the adress information on it. Also I if cheques are your thing then do it but really debit card or credit is much easier. Get a credit card that lets you accumulate points of whatever variety floats your boat and then pay it off that day.

Have you even found out if the adress was the problem yet?

i had a simular issue with Target several years ago. the problem was the scanners did not like the brand of checks i was using. neither my business checks or my personal checks, and they would not call it in or manualy handle the transaction.

my solution was simple. if target does not want my money, some other store will take my money. i just do not shop at target any longer.

i would do the same thing with Sears if i were you. if Sears does not want your money, then go some place elase i am possitive they will be glad to accept your money.

that is the great thing about competition.