Actually, Yes. You do need to purchase a game card with it if you are not going to set up a credit card. I had to do this. I purchased the game first, and during set up I was asked for a payment method, which listed the Game Card. I did not have one, and did not want to use the credit card or Phone Pay (which may be new as well). I had to go back and get the card. Hopefully they have two months for the account; I never did check.
- Journey far and fare well!