Lost Heirloom quests which involve
Aiden Silverwing. After you gain some levels and more cash, new
cultural jewelery is very nice, but will cost alot more than 10K for a full set of good stuff. If you're in a guild, you maybe able to get some the jewelry from guildies / guild bank, and is still descent with the cheaper Harmongate, and there are some other even cheaper stones that might still make them very useful. One thing I do at lower levels, is load up on DS and Regen gems, which you can buy or have made for practically nothing.
Yther Ore.