Well at least you can get into the game. I've tried both my accounts and they both crash when trying to enter the world. I've done the complete file scan and everything else I can think of. Guess I will keep trying.
Finally figured it out. The custom UI pieces I was using was causing it to crash. I just happened to try a toon that was still in the tutorial and it loaded fine. So if anyone else has this problem that was my fix.
My Wanderlust Aug, Adventures Stone and Artisan Charm all have messed up stats and saves (1 for all stats and 2 for all saves, which had been 45 for stats and 35 for saves). AC and HP/Mana/End are fine.
So, group had to evac in The Buried Sea zone, it took us to a spot with red con Kos mobs. I managed to FD, but the rest of the group wiped. Nice safe spot to evac to...
I just deleted them, or you could just copy the default in the folder. I will wait and see if there is another one that comes out that I like or that update that one.