i think SOE should make an expansion with aprtments and houses for us, have them in all starting cirties none in pok. go the same route as EQ2 apartments are free to get but cost a weekly rate of rent, mabe alow us to pay up to one month worth of rent. give us a chest to store 4 backpacks of goods. some decorating tradeskills and items to buy
to not change the towns so much they could do what asheron's call did make a portal "zone" to an apartment area under the city
alow us to buy 1 to 2 extra chests for storage. adding to rent fees. this will help take plat out of the economy
only alow one home per account accessable by all characters though the zone entering in each city
houses would be alot more work to do, unless an island of them. cost weekly would be higher and more storage mabe some crafting items there too.
just some thoughts.
i've been playing horizons again because i enjoyed having to go hop tress and plain the wood and then use carpendy skills to build my house piece by piece.